The festive season is almost upon us and schedules can get very hectic toward the year’s end. But in all your planning, don’t neglect to take advantage of your dental benefits before the year is out. The gift of good oral health is one of the best ways to begin the upcoming year with a new lease on life and a bright smile to reflect that.
Consider it this way, you have been toiling like a machine all year long and earned these dental benefits, it would be a shame to see them go up in smoke along with the fireworks celebration at New Year. If you are using an insurance plan with dental insurance on a calendar, here are some good reasons to arrange a good dental cleaning now.
Think About Saving Money
Consider what is happening here. Your dental insurance plans could be running on the fiscal year or the calendar year. But, many of these plans are sitting waiting to be used before the clock strikes mid night and the New Year is born. If you don’t take advantage of those insurance benefits that are bought and paid for, the benefits are lost, and the profits end up somewhere else.
That’s right, insurance companies are making millions each new year when all those unused benefits are forfeited, and the profits consolidated. Of course, the friendly insurance company is not going to call you up and inform you about the benefits about to be wasted. It is you job to investigate what you can take advantage of before years end. If you are unsure how to do this call up your dental practitioner in Gramercy Park for more information.
Get Treatment Before You Deductible Resets
The deductible is the out of pocket expense that you must pay for each dentist visit before the insurance company will pay for any services. This price can vary considerably especially so if you are working with an out of network practitioner. The average deductible is typically around $50 and only after this has been paid will the insurance company issue coverage. If you have used some of this, you are already close to meeting the deductible and the time to act would be now, rather than next year when this cost will reset.
Use Those Monthly Premiums
If you are already paying for monthly premiums, it is cost-effective to be applying these benefits to bettering your health. Even if you don’t have any symptoms of disorder or dental problems, a dental cleaning and checkup can improve the conditions of your teeth and alert your dentist any other needs.
Oral Health Can deteriorate
Finally, getting your teeth addressed now will help you to avoid many conditions that can set in quite unexpectedly. Dental issues are sometimes hard to detect and what is a mildly annoying toothache today can be a full-blown root canal within a few weeks. Then you will be wishing you had taken advantage of all that coverage that reset on New Year.
Call your Gramercy Park dental professional to schedule your appointment and take full advantage of your dental benefits before the end of the year.